Top 9 Google Sheets Budget Templates for Finance Tracking

Managing money can be tricky sometimes. Some still prefer tried and trusted pen/paper combo. But it’s not secure and doesn’t provide the flexibility of seamless software experience. Millennials opt for dedicated finance apps on iOS and Android. But those are pricy solutions, and most don’t come with family sharing (they are most suitable for personal use). That leaves us with web-based solutions such as Excel and Google Sheets.


These apps are free, easy to use, come with robust sharing, and are available on almost all popular platforms.

For Google Sheets, users won’t have to add every detail for tracking expenses. The web is filled with dozens of ready-to-use budget templates to begin with. You can always use them to get started quickly.

We have hand-picked nine best Google Sheets budget templates. In this post, we are going to talk about their features. Let’s get started.

Note: To use any of the templates mentioned below, click on the download button and open the template in a new tab. From there, go to File > Make a copy and save it in your Google Drive account.

1. Life After Collage Template

As the name suggests, this one includes all the necessary elements required for a college student.

I like how the template doesn’t ask for every tiny detail with categories. All you need do is, fill out the most necessary sections in income, must-have expenses, and nice to have expenses. At the end of four weeks, the user will have a clear idea of how much money he has left for weekend trips or bigger purchases.

Life after college

2. Budget and Financial Template

Budget and Financial template targets the individuals holding multiple assets and want to keep track of liabilities, at the same time. The template also lets you add saving funds, credit card dues, budget categories, and extra budget. It comes with a set of instructions to get started quickly.

Budget and financial

3. Family Budget Plan

Family Budget plan is a must-have template for family members. It’s divided into months and the first cell combines evert data to display full-year summery.

Every possible category is included such as housing expenses, utilities, loans, food, subscription, and more. The template also provides a summary tab showing savings and savings rates.

Family budget plan

With Google Sheet’s excellent sharing capabilities, you can invite other members to add data.

4. Haverland Budget

Haverland Budget is for those looking to add every possible detail with an amount, date, and expense category. While the template isn’t as flashy looking like a family budget template, it’s more functional and provides deep insights into money-flow.

Haverland budget

As you add expenses with date, the template calculates the total for every month. You can see the summary of the full year in the first budget tab.

5. Money Manager Template

If you are looking for a template that’s as close as a full-featured mobile app, then look no further than the Money Manager template for Google Sheets. The whole template is nicely divided with transactions, account overview, weekly report, goals, and more.

For users, the most important section is transactions. It lets you add account type (current/savings/credit card), date, price, category, tags, and more. It also displays the closing balance. Neat!

Money manager

Based on the added data, the Money Manager showcases yearly and weekly report with graphs. You can also set the spending limit for a category from the goals menu — the yearly tab summaries your annual financial performance.

6. Family Expense Planner

With the prior family budget template, one needed to jump through months to have a separate look. This template combines every possible data in a neat-looking interface and gives you comprehensive data in a single sheet.

Family budget planner 2

The template offers categories and sub-categories. When you fill-in data in different categories including vacation, food, pets, entertainment, education, the template calculates it and delivers the final data in closing balance. There is no way to add micro-transactions yet.

7. Monthly Household Budget

As the name suggests, the Monthly Household budget is perfect for monthly expense tracking for families.

Monthly household budget

The template lets you add projected expenses for a category and shows the difference with the actual amount at the end of the month. I like it. It gives you an idea about where you are spending more and in which area you should tighten the grip.

8. Business Budget Template

Business budget template is geared towards professional use. You can add office-related expenses such as travel, taxes, accounting, dues, insurance, etc. Payroll expenses include contractor wages and salary. I appreciate how the template lets you add projected figures and shows the difference with the final numbers.

Business template

9. Monthly Budget by Google Sheets

The budget templates mentioned above are from third-party sources from the web. Let’s talk about the default offering from Google Sheets.

Monthly budget

The monthly budget lets you add both expenses and income. Based on that, it displays stats, graphs, and a summary. The template is basic, but it gets the job done for a beginner.

Manage Finance Like a Pro

Using these templates above, you can track your expenses and manage money effectively. We have covered everything from personal use, family needs, and even templates with an individual businessman in mind. Tell us which template you are picking up? Do share your experience in the comments section below.

Next up: Are you looking to manage projects with Google Sheets? Do read the post below to find the best Google Sheets templates for project management.

Last updated on 07 February, 2022

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